:root {
  --ast-0: #046bd2;
  --ast-1: #045cb4;
  --ast-2: #1e293b;
  --ast-3: #334155;
  --ast-4: #f9fafb;
  --ast-5: #ffffff;
  --ast-6: #e2e8f0;
  --ast-7: #cbd5e1;
  --e-global-color-secondary: var(--ast-2);
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

body {
  font-family: "Inter", Arial, sans-serif;
  color: var(--ast-3);
  background: var(--ast-5);
  line-height: 1.65;
}

a {
  text-decoration: none;
  color: inherit;
}

img {
  width: 100%;
  display: block;
}

.wrap {
  width: min(1240px, 92%);
  margin: 0 auto;
}

.top-strip {
  border-bottom: 1px solid var(--ast-6);
  background: var(--ast-5);
  font-size: 14px;
}

.top-strip-inner {
  min-height: 46px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.contact-list,
.social-list {
  display: flex;
  align-items: center;
  gap: 18px;
}

.main-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(6px);
  border-bottom: 1px solid var(--ast-7);
}

.header-inner {
  min-height: 80px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}

.brand img {
  width: 300px;
  height: auto;
}

.menu {
  display: flex;
  align-items: center;
  gap: 24px;
  color: var(--ast-3);
  font-weight: 500;
}

.menu a:hover {
  color: var(--ast-1);
}

.btn {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  border-radius: 0px;
  font-weight: 500;
  font-size: 16px;
  line-height: 1;
  padding: 14px 28px;
  transition: 0.2s ease;
  font-weight: bold;
  text-transform: uppercase;
}

.btn-solid {
  background: #499AA6;
  color: var(--ast-5);
}

.btn-solid:hover {
  background: var(--ast-1);
}

.hero {
  padding: 64px 0;
}

.hero-inner {
  display: grid;
  grid-template-columns: 1.02fr 0.98fr;
  gap: 34px;
  align-items: center;
}

h1 {
  font-size: clamp(2rem, 4vw, 3.05rem);
  line-height: 1.3;
  color: var(--ast-2);
  margin-bottom: 18px;
}

.hero-copy p {
  margin-bottom: 24px;
}

.hero-photo img {
  min-height: 460px;
  object-fit: cover;
  border-radius: 2px;
}

.members {
  padding: 24px 0 64px;
}

.members-title {
  margin-bottom: 18px;
  font-weight: 600;
  font-size: 22px;
  line-height: 1.3;
  color: var(--ast-2);
}

.members-logos {
  display: grid;
  grid-template-columns: repeat(5, minmax(120px, 1fr));
  align-items: center;
  gap: 18px;
  background: var(--ast-5);
  padding: 18px;
}

.members-logos img {
  object-fit: contain;
  max-height: 58px;
  width: 100%;
}

.why {
  background: var(--ast-4);
  padding: 72px 0;
}

h2 {
  font-size: clamp(1.8rem, 3.4vw, 2.55rem);
  line-height: 1.3;
  color: var(--ast-2);
  margin-bottom: 12px;
}

.lead {
  margin-bottom: 30px;
}

.why-layout {
  display: grid;
  grid-template-columns: 420px 1fr;
  gap: 24px;
  align-items: stretch;
}

.why-visual {
  background: url("./images/ncmb-office.jpg") center/cover no-repeat;
  min-height: 470px;
  border-radius: 2px;
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}

.why-card {
  background: var(--ast-5);
  padding: 18px;
}

.why-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 46px;
  height: 46px;
  margin-bottom: 12px;
  color: #499AA6;
}

.why-icon i {
  font-size: 24px;
}

.why-card h4 {
  margin-bottom: 10px;
  color: var(--ast-2);
  font-size: 22px;
  line-height: 1.2;
}

.services {
  padding: 72px 0;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 20px;
}

.service-tile {
  position: relative;
  overflow: hidden;
  min-height: 390px;
  grid-column: span 2;
}

.service-tile img {
  height: 100%;
  object-fit: cover;
  transform: scale(1.02);
}

.tile-overlay {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  justify-content: end;
  padding: 26px;
  color: var(--ast-5);
  border-style: solid;
  border-width: 0 0 0 20px;
  border-color: #499aa6;
  border-radius: 0;
  background: linear-gradient(180deg, rgba(15, 28, 46, 0.1) 25%, rgba(15, 28, 46, 0.9) 100%);
  transition: border-color 0.2s ease;
}

.tile-overlay h3 {
  font-size: 30px;
  line-height: 1.1;
  margin-bottom: 12px;
}

.tile-overlay p {
  margin-bottom: 14px;
}

.tile-overlay a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: fit-content;
  border: 1px solid #499aa6;
  background: #499aa6;
  color: var(--ast-5);
  font-weight: 600;
  padding: 10px 18px;
  transition: background 0.2s ease, border-color 0.2s ease;
}

.service-tile:hover .tile-overlay {
  border-color: #21416d;
}

.service-tile:hover .tile-overlay a {
  background: #21416d;
  border-color: #21416d;
}

.service-tile:nth-child(4) {
  grid-column: 2 / span 2;
}

.service-tile:nth-child(5) {
  grid-column: 4 / span 2;
}

.network {
  padding: 72px 0;
  background: var(--ast-4);
}

.network-inner {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 30px;
  align-items: center;
}

.network-copy p {
  margin-top: 10px;
}

.network-inner img {
  min-height: 320px;
  object-fit: cover;
}

.regulatory {
  padding: 72px 0;
}

.regulatory-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
  align-items: center;
}

.regulatory-inner p {
  margin: 12px 0 22px;
}

.regulatory-inner img {
  min-height: 340px;
  object-fit: cover;
}

.insights {
  padding: 72px 0;
  background: var(--ast-4);
}

.insight-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}

.insight-card {
  background: var(--ast-5);
  border: 1px solid var(--ast-6);
  display: flex;
  flex-direction: column;
  height: 100%;
}

.insight-card img {
  height: 230px;
  object-fit: cover;
}

.insight-body {
  padding: 18px 18px 22px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.insight-body small {
  display: block;
  margin-bottom: 8px;
  color: #64748b;
}

.insight-tags {
  margin-bottom: 10px;
  color: #64748b;
  font-size: 14px;
  line-height: 1.4;
}

.insight-body h3 {
  color: var(--ast-2);
  font-size: 22px;
  line-height: 1.3;
  margin-bottom: 12px;
}

.insight-body p {
  margin-bottom: 12px;
}

.contact-form-section {
  padding: 72px 0;
  background: var(--ast-5);
}

.contact-form {
  max-width: 620px;
  display: grid;
  gap: 8px;
}

.contact-layout {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 24px;
  align-items: start;
}

.form-context {
  margin-bottom: 14px;
  color: var(--ast-2);
  font-weight: 600;
}

.contact-form label {
  font-weight: 600;
  color: var(--ast-2);
  margin-top: 6px;
}

.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  border: 1px solid var(--ast-7);
  background: var(--ast-5);
  padding: 10px 12px;
  font: inherit;
  color: var(--ast-3);
}

.contact-form textarea {
  resize: vertical;
}

.contact-form button {
  margin-top: 10px;
  width: fit-content;
}

.contact-info-card {
  background: #f8fbfe;
  border: 1px solid var(--ast-6);
  border-left: 6px solid #499aa6;
  padding: 22px;
}

.contact-info-card h4 {
  margin-bottom: 8px;
  color: var(--ast-2);
  font-size: 24px;
}

.contact-info-intro {
  margin-bottom: 16px;
}

.contact-info-list p {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin-bottom: 12px;
}

.contact-info-list i {
  width: 18px;
  color: #499aa6;
  margin-top: 4px;
}

.contact-info-list span {
  display: block;
}

.contact-info-list strong {
  display: block;
  margin-bottom: 2px;
  color: var(--ast-2);
}

.contact-info-list a {
  color: var(--ast-0);
}

.about-hero,
.about-team,
.about-cta {
  padding: 72px 0;
}

.about-stats,
.about-promise {
  padding: 72px 0;
  background: var(--ast-4);
}

.about-hero-inner,
.about-team-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
  align-items: center;
}

.about-hero-inner img,
.about-team-inner img {
  min-height: 360px;
  object-fit: cover;
}

.stats-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.stat-card {
  background: var(--ast-5);
  border: 1px solid var(--ast-6);
  padding: 22px;
}

.stat-card h3 {
  color: #499aa6;
  font-size: 36px;
  line-height: 1;
  margin-bottom: 8px;
}

.promise-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px;
}

.promise-card {
  background: var(--ast-5);
  border-left: 6px solid #499aa6;
  padding: 20px;
}

.promise-card h4 {
  color: var(--ast-2);
  margin-bottom: 10px;
  font-size: 22px;
  line-height: 1.2;
}

.about-cta-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
}

.legal-page {
  padding: 72px 0;
  background: var(--ast-4);
}

.legal-card {
  background: var(--ast-5);
  border: 1px solid var(--ast-6);
  padding: 28px;
}

.legal-card h2 {
  font-size: 28px;
  margin-top: 22px;
  margin-bottom: 10px;
}

.legal-card h2:first-child {
  margin-top: 0;
}

.legal-card p {
  margin-bottom: 10px;
}

.legal-card ul {
  margin: 0 0 14px 20px;
}

.legal-card li {
  margin-bottom: 6px;
}

.site-footer {
  background: #111827;
  color: #d9e0e9;
  padding-top: 60px;
}

.footer-inner {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1.2fr;
  gap: 28px;
}

.site-footer h4 {
  color: var(--ast-5);
  margin-bottom: 12px;
}

.site-footer a,
.site-footer p {
  display: block;
  margin-bottom: 8px;
  color: #c8d1dd;
}

.footer-bottom {
  margin-top: 24px;
  border-top: 1px solid #2b3442;
  padding: 16px 0;
  font-size: 14px;
}

@media (max-width: 1050px) {
  .menu {
    display: none;
  }

  .members-logos {
    grid-template-columns: repeat(3, minmax(120px, 1fr));
    row-gap: 12px;
  }

  .why-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .why-layout {
    grid-template-columns: 1fr;
  }

  .why-visual {
    min-height: 260px;
  }

  .service-grid,
  .insight-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .service-tile,
  .service-tile:nth-child(4),
  .service-tile:nth-child(5) {
    grid-column: auto;
  }

  .network-inner,
  .regulatory-inner,
  .about-hero-inner,
  .about-team-inner,
  .contact-layout {
    grid-template-columns: 1fr;
  }

  .stats-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .promise-grid {
    grid-template-columns: 1fr;
  }

  .about-cta-inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .footer-inner {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 720px) {
  .top-strip-inner {
    flex-direction: column;
    align-items: flex-start;
    padding: 10px 0;
  }

  .contact-list,
  .social-list {
    flex-wrap: wrap;
    gap: 10px 14px;
  }

  .hero-inner {
    grid-template-columns: 1fr;
  }

  .service-grid,
  .insight-grid,
  .why-grid,
  .footer-inner,
  .members-logos {
    grid-template-columns: 1fr;
  }

  .header-inner {
    min-height: 72px;
  }
}